Latent Defect Insurance - Residential

The first choice for all levels of home development

At BUILD WARRANTY we pride ourselves on the flexibility, range of cover and transparency of our residential warranty packages – making us the first choice for all levels of home development.

The most standard residential warranty, also known as Latent Defect Insurance, is a 10-year insurance policy tailored for all types of client from self-builders to professional developers. Our years of experience mean that we can provide the right cover, advice and strategy for new builds, renovations and completed properties alike.

New Build

We provide cover from self-build projects through to large housing developments, providing support and protection tailored to your project’s needs. Our volume of business allows us to provide some of the lowest premiums on the market.

Renovations & Conversions

Build Warranty specialise in the provision of warranties for all types of renovation work from barn conversions to listed buildings often not available from many warranty providers, helping our homeowners feel the reassurance with the protection.


Many lenders now require a structural warranty for the purchase of any property which is less than 10 years old. Build Warranty have specialist solutions to help you. Build Warranty offer retrospective policies, which provide you with the cover you need to satisfy the lender’s requirements.

Insolvency Protection

Protect your project from the risk of developer insolvency with a framework of support during the build, providing reassurance for extremely competitive premiums.

Our Warranties

Preventing a major financial situation by covering the costs of corrections beginning from either the legal completion date or, under Scottish law, the date of entry to the premises, the Residential Warranties we provide cover the cost of correcting defects that may occur in any crucial structural elements, from the walls and foundations to the windows and roofing.

In the event of a structural issue the Residential Warranty can prevent a major financial situation by fully covering the costs involved in its correction from beginning to end, we can cover everything from your rebuilding works, design alteration fees, to the removal, storage and re-installation of contents and alternative accommodation while the works are carried out.


Residential Warranty

  • A residential development warranty that covers the structural elements of the building.
  • A swift, simple claim process that doesn’t rely on proof of negligence.
  • Uniquely bespoke coverage for each project.
  • A transparent, straightforward underwriting process.
  • An experienced, independent perspective on any construction project.

Get a Quote

BUILD WARRANTY provides the strongest cover at the most competitive price. Complete our simple online form and our team of specialists will process your quote immediately.